Bad Credit Mortgage Loan

What is Bad Credit?

There is no clear cut definition of bad credit. Nor is there a sign over your head saying good or bad credit. Credit is a resource to determine how much of a risk a borrower can be. If you have never missed a payment and and you are current on your bills, you would be considered less of a risk compared to a person who is always late on making their bills and who has had paying past debts. That is why people with a higher risk factor are charged a higher interest rate, as well as extra fees. The lenders are trying to ensure that they will get their money back that they had loaned to the borrower.

This service is absolutely free

and there is never any obligation to accept any loan offer.

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